Know why you need the loan
Lenders want to understand the purpose and how it will be repaid. Match the loan type and tenure to the need: short-term needs and long-term assets call for different structures.
What lenders usually review
Business vintage, turnover, profitability, bank statements, GST and income-tax filings, existing loans and, for some loans, collateral or a guarantor.
Keep your records ready
Up-to-date books, bank statements and tax filings speed up the process and improve how a lender sees your business.
Documents lenders commonly ask for
Identity and address proof of owners, business registration documents, financial statements, GST returns, bank statements and details of existing loans.
How we help
We help you understand options, organise documents and share your enquiry with suitable lenders on your request. Credit decisions are the lender's.
Documents checklist
Tap your category. Exact requirements vary by lender, and we confirm the final list for your case.
Proprietorship firm
- PAN and Aadhaar card copies
- Current residence proof
- Business registration proof (VAT, GST, licences)
- ITR: last 2 years, full set
- Bank statement: 1 year till date (PDF)
- Monthly GST returns (GSTR-3B): 12 months
- Any existing loan details
- Own house proof (latest electricity bill)
Partnership firm
- PAN and Aadhaar card copies of all partners
- Current residence proof of partners
- Business registration proof (VAT, GST, licences)
- Firm PAN
- Partnership deed
- ITR: latest 2 years, full set
- Bank statement: 1 year (PDF)
- Any existing loan details
- Own house proof (latest electricity bill)
- GSTR-3B: 1 year
Details to keep ready
- Full name
- Father’s name and mother’s name
- Contact number
- Personal email ID and official email ID
- Office address, landmark and landline number
- Present address and landmark
- Total work experience and present experience
- Number of dependents and qualifications
- Current company and designation
- How long you have lived in Bangalore and at the present address
- Current residence: owned or rented
- PAN number and date of birth
- Net salary and gross salary
- Two references (name, phone number and address)
- We do not promise approval, rate or loan amount
- Government-backed schemes have their own eligibility rules; ask us and check official sources
- Do not borrow more than the business can comfortably repay
Business Links facilitates loan-related enquiries and assistance. It is not a bank or NBFC unless separately authorized. Loan eligibility, approval, interest rates and disbursement are determined by the respective lending institution.
EMI Calculator
Results are indicative and use the standard reducing-balance method. The starting values are only an illustration, not an offer. Actual lender terms, fees and rates may differ.